Find health insurance that fits your life.
Health insurance is one of the most important decisions you can make to protect your health and finances.
Here at Milano Insurance Division, we specialize in helping Individuals compare plans from top providers like Blue Cross & Blue Shield, United Healthcare, Cigna, Ambetter and many more. We assist clients in almost every state. Whether you’re exploring ACA marketplace options or looking for individual coverage, our team makes the process simple and personalized.
The ACA marketplace was designed to make coverage more accessible and affordable — for a clear overview of how the system works, you can visit KFF’s Health Reform resource
What kind of ACA coverage do you need?
ACA health insurance plans are built to meet a wide range of needs. All plans include essential benefits like doctor visits, hospital care, prescription drugs, and preventive services.
The right plan for you depends on your health needs, budget, and how often you expect to use care.
Whether you’re looking for a low monthly premium or lower out-of-pocket costs when you get care, there’s a plan that fits. ACA plans come in different levels—Bronze, Silver, Gold, and Platinum—so you can choose what works best for your situation.
And most people qualify for financial help to lower monthly costs.
Not sure where to start? I’ll help you find the coverage that fits your life.
- Marketplace Plans (ACA-Compliant): Affordable Care Act options that may qualify you for subsidies.
- Private Health Insurance Plans: For those who want coverage outside of the Marketplace.
- Dental & Vision Plans: Looking for dental or vision plans only? I can help you with that too.
- Medicare Supplement/Medicare Advantage Plans: Additional coverage for those over 65 or on Medicare.
A simple process for a healthier future.

Fill out the form. Tell me a little about what you’re looking for, and I’ll give you a call. We’ll set up a time to talk that works for you.

I’ll guide you through your top health insurance options—whether that’s BCBS NC, Ambetter North Carolina, or one of our other trusted providers—making the process simple, clear, and personalized to your needs.

Once you’re ready, I’ll handle the paperwork and make sure you’re covered with confidence.
Enter your details forcustom insurance options
Do you qualify for special enrollment?
You can enroll outside of Open Enrollment if you’ve experienced a qualifying life event listed below. Not sure if you qualify? Let’s talk—I’ll help you find out.

Losing employer coverage

Moving to a new state or zip code

Getting married or divorced

Having a baby or adopting a child

Turning 26 & aging out of a parents plan
Ready to get started?
Insurance FAQs
Yes — and no! Working with an agent like Norm doesn’t cost you anything extra. In fact, it can actually save you money. Norm helps you compare plans from multiple providers to find the one that fits your needs and budget, without hidden fees or confusing fine print.
Because understanding your insurance shouldn’t require a PhD. A health insurance agent helps break down your options, explains the coverage in plain English, and makes sure you’re not overpaying for things you don’t need. With Norm, you’re not just getting insurance — you’re getting a guide who actually cares.
There’s no one-size-fits-all answer. The “best” company depends on your needs — your doctors, prescriptions, budget, and more. Norm works with trusted carriers like Blue Cross and Blue Shield of North Carolina to help you pick the one that checks all your boxes.
Not quite. You’re eligible at 65, but you still need to enroll. And choosing the right plan — Original Medicare, Medicare Advantage, prescription drug coverage — can get complicated. That’s where Norm comes in: he helps you make sense of it all and avoid costly mistakes.
Final expense insurance is a type of whole life insurance designed to cover end-of-life costs like funeral expenses, medical bills, and other outstanding debts. It’s typically more affordable, with smaller coverage amounts (often between $5,000 and $25,000), and it’s easier to qualify for — even with health issues.





