Insurance done right.


This is insurance on your terms—with real choices, honest answers, and someone who actually listens. Here at Milano Insurance Division, you work directly with me, Norman Milano, an independent agent who knows North Carolina insurance inside and out. Whether you need additional coverage beyond Medicare, individual health insurance, or life insurance, I will break it down, walk you through your options with an easy and clear understanding to help you make the the best choice that fits. It’s not just insurance—it’s peace of mind, the way it should be.

Coverage that fits every stage of life.

Health Insurance

Whether you’re navigating Open Enrollment or a qualifying life event like a move or job change, we make health insurance simple. As an independent agency, we compare top carriers to find the best fit for your needs—not someone else’s bottom line.

Medicare

Turning 65 or helping a loved one transition to Medicare? We break it down step by step—clearly explaining Parts A, B, C, and D—and help you choose the right plan, whether that’s Original Medicare with a supplement or a Medicare Advantage plan.

Life Insurance

We focus on helping families plan ahead with Final Expense Insurance—a simple, affordable way to cover funeral costs, medical bills, and other end-of-life expenses. These policies are easy to qualify for and provide peace of mind during life’s most difficult moments.

Meet your new agent.


As a dedicated husband and father, I understand the importance of making thoughtful, values-driven decisions—both at home and in business. That same mindset shapes how I serve my clients: with honesty, clarity, and a true commitment to their goals.

Whether I’m fishing at sunrise, walking the beach, playing a round of golf, or prioritizing a healthy lifestyle, I’ve learned that balance, preparation, and patience are key to long-term success. I bring that same approach to every client relationship—so you feel informed, supported, and confident every step of the way.

Because at the end of the day, it’s not just about getting things done—it’s about doing them right, with your best interests at heart.

LET'S CHAT

Let's work together

Insurance FAQs

Yes — and no! Working with an agent like Norm doesn’t cost you anything extra. In fact, it can actually save you money. Norm helps you compare plans from multiple providers to find the one that fits your needs and budget, without hidden fees or confusing fine print.

Because understanding your insurance shouldn’t require a PhD. A health insurance agent helps break down your options, explains the coverage in plain English, and makes sure you’re not overpaying for things you don’t need. With Norm, you’re not just getting insurance — you’re getting a guide who actually cares.

There’s no one-size-fits-all answer. The “best” company depends on your needs — your doctors, prescriptions, budget, and more. Norm works with trusted carriers like Blue Cross and Blue Shield of North Carolina to help you pick the one that checks all your boxes.

Not quite. You’re eligible at 65, but you still need to enroll. And choosing the right plan — Original Medicare, Medicare Advantage, prescription drug coverage — can get complicated. That’s where Norm comes in: he helps you make sense of it all and avoid costly mistakes.

Final expense insurance is a type of whole life insurance designed to cover end-of-life costs like funeral expenses, medical bills, and other outstanding debts. It’s typically more affordable, with smaller coverage amounts (often between $5,000 and $25,000), and it’s easier to qualify for — even with health issues.

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